How it works

Safeloans are responsible lenders

We only want to offer you a loan we believe you can afford. We will consider each application to borrow in accordance with our affordability assessment of your creditworthiness and our responsible lending criteria.

At Safeloans we are here to ease your short term loan needs, so if your cash flow needs a short term boost due to an urgent or unexpected bill we could help!

Our loans start between £100 and £300* for new customers, then as we get to know you a bit better, you could borrow up to £1000* and for up to 6 Months.

*Please consider the costs carefully, you will be asked to consent to a credit check being carried out on you. All loans are subject to affordability checks and payment history.

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Please note that we process applications and fund loans during business days only Monday to Friday 9am to 5pm

Application Process

In addition to the above you must not be a bankrupt or considering entering a Debt Relief Order, Individual Voluntary Arrangement or Debt Management Plan.

You must fulfil our eligibility requirements before applying for a loan making sure you meet our lending requirements: -

In addition to the above you must not be a bankrupt or considering entering a Debt Relief Order, Individual Voluntary Arrangement or Debt Management Plan.

If you borrow from us you will be expected to repay on your promise date set out in the agreement.

We want our relationship to be a mutually trusting one so we lay out the facts as clearly as possible.

However only you can decide whether to apply or not, if you’re not sure you can afford a loan, or comfortably repay on your promise date, please get advice before making a decision.

Please note that short-term loans should only be used for short-term financial needs and are not appropriate for long-term borrowing, or if you are in financial difficulty. Late payments are reported on your credit file and may affect your ability to obtain further credit.

*For advice you could try www.moneyadviceservice.org.uk